Deferred payment agreement?

A deferred payment agreement is an arrangement with the council that will enable people to use the value of their homes to help pay care home costs. If you are eligible, we will help to pay your care home bills on your behalf. You can delay repaying us until you choose to sell your home, or until after your death.

Deferred payment agreements will suit some people’s circumstances better than others’.

You should be eligible for a deferred payment agreement if:

  • you are receiving care in a care home (or you are going to move into one soon)
  • you own your own home (unless your partner or certain others live there)
  • you have savings and investments of less than £23,250 (not including the value of your home or your pension pot)

More deferred payments information.