JAM Project

If you feel like you are 'just about managing', or spending more money than you have coming in, then this might be the course for you to help to stay on top of your bills and save £100s each year.

JAM is a FREE 6-week money management course run by Citizens Advice in South Warwickshire on behalf of Orbit Housing. It can show you ways to: 

  • negotiate your bills down
  • reduce your daily spend
  • create and stick to a budget
  • do more with your money
  • change your money habits

There are two JAM courses starting in March 2021. Each course will last for 6 weeks and runs for one hour each week:

  • Tuesday 9th March onwards, 11am-12noon
  • Thursday 11th March onwards, 4pm-5pm

The course is available to individuals living in South Warwickshire, will have a maximum of 6 attendees per session and will take place over Zoom.


You can get information and help by contacting your local Citizens Advice Bureau (CAB) or Job Centre Plus:


Use this free benefits calculator to check what you may be entitled to.

Debt advice

The following organisations offer free online debt advice:

KeyRing Financial Freedom Project 

KeyRing Financial Freedom Project is for people who need help with managing their money or debts. They help anyone living in the Nuneaton or Bedworth area, aged 18 or over, who has a learning disability or mental health condition even if you do not get any other support. Support is provided through one to one and group sessions. Each person will receive 6 sessions of support from a financial support worker. 

Universal credit

Universal Credit is currently being rolled out across the UK, replacing Jobseeker’s Allowance, Income Related Employment and Support Allowance, Income Support, Child Tax Credit, Working Tax Credit and Housing Benefit. By the end of 2018 the whole of Warwickshire will be using Universal Credit.


The Warwickshire Local Welfare Scheme helps the most vulnerable residents at times of unavoidable crisis when they have no other means of help.

Help with household costs