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Social care and health
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Deferred payments policy
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The Care Act 2014 requires all councils in England to provide a Deferred Payment Scheme for residents who enter residential or nursing care, subject to eligibility requirements. National guidance on the eligibility criteria for the scheme is provided by the Department of Health and Social Care, with councils being responsible for implementing their own policies, including any discretionary elements.

The main purpose of the scheme is to prevent people from having to sell their home in their lifetime to pay for their care home charges. The discretionary parts of the scheme may provide additional flexibility for when and how people pay for their care and support. It should be stressed from the outset that the payment for care and support is deferred and not ‘written off’. The costs of provision of care and support will have to be repaid by the individual (or a third party on their behalf) at a later date.

This policy describes Warwickshire County Council’s approach to deferred payments in line with relevant legislation, regulations and guidance. It may be updated in line with any subsequent changes.

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