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Recession Advice

Recession Advice - Money
Recession Advice - Money

The credit crunch is likely to affect us all in one way or another. But some are in a better position to cope.


Whilst not able to give direct financial advice, your local Councils are keen to offer what support they can to those suffering the effects of the economic slowdown.

If you are worried, these are some of the people you may want to talk to. Also listed are links to the District and Borough Councils and useful pages on the Warwickshire County Council site.

Some of the organisations referred to, like Credit Unions, run surgeries in our one-stop-shops.

Debt

Directgov - Debt and borrowing money


Citizen's Advice Bureau - Help with debt

Warwickshire Direct - One stop shops If you would like to speak face-to-face with someone concerning a service, why not visit one of the many one-stop shops around Warwickshire.

National Debtline provides free confidential and independent advice on how to deal with debt problems.

Consumer Credit Counselling Service is a registered charity offering free, confidential advice and support to anyone who is worried about debt.

The UK Insolvency Helpline is a free, confidential and independent advice service for people with debt problems.

Warwickshire Trading Standards have a web page offering advice on credit and debt related issues.

Community Legal Advice offers free, confidential and independent legal advice.

Debt Advice Foundation are a registered charity offering free, confidential support and advice to anyone worried about debt.

Mortgage or Rent

See Recession Advice - Housing

Council Tax

See Recession Advice - Housing

Energy Saving

Directgov - Energy and Water Saving


Citizen's Advice Bureau - Fuel Costs and Saving Money

Warm Front makes homes warmer, healthier and more energy-efficient.

Energy Saving Trust provides free impartial advice to help you save money and fight climate change by reducing carbon dioxide emissions from your home.

Home Heat Helpline is a free, not for profit phone line set up to help British energy customers who are struggling to pay their fuel bill and keep warm.

Winter Fuel Payments offers an annual payment to help people aged 60 and over with the costs of keeping warm in winter.

Buy Local

Stay local this year and boost the local economy, while discovering more of Warwickshire.


Enjoy Warwickshire

Warwickshire Farmers Markets

Warwickshire Food Links

Managing Money

Directgov - Budgeting and your finances


Directgov - Banks, savers and investors

Directgov - Managing Money

Directgov - Moneyspeak

Directgov - Pensions and Retirement

Money Made Clear (FSA) cuts out the jargon and give you just the facts about financial products and services, helping you to make an informed decision.

Citizen's Advice Bureau - Money Management

Pensions Advisory Service is an independent non-profit organisation that provides free information, advice and guidance on all types of pensions.

Consumer Direct clarifies consumer rights, and helps resolve disputes.

Money Saving Expert offers a free tool and guide to help you manage your money.

Benefits

Directgov - Benefits and Financial Support


Directgov - Tax credits and Child Benefits

Warwickshire Carers Information Carers provide unpaid care by looking after an ill, frail or disabled family member, partner or friend. There are services and benefits available to support them but not all Carers know about these.

Citizen's Advice Bureau - Benefits

Entitled To can help make sure you get the benefits and tax credits that you are entitled to.

Community Legal Advice offers free, confidential and independent legal advice.

Credit Unions

Bedworth and Bulkington Credit Union Ltd

7 Leicester Street, Bedworth, CV12 8GG
Tel: 0247 6311 999
Email: mel.barlow@babcu.co.uk

Leamington Spa Credit Union Limited
Community Link, 4-6 Clemens Street, Leamington Spa, CV31 2DL
Tel: 01926 833913
Email: info@leamingtoncu.co.uk

New Way Credit Union
158 Long Street, Atherstone, CV9 1AE
Tel: 01827 718851 / 07773 399 051
Email: enquiries@nwcu.co.uk
Web: www.nwcu.co.uk

Nuneaton Credit Union Ltd
Hatters Space Community Centre, Upper Abbey Street, Nuneaton, CV11 5DN
Tel: 02476 642480
Email: nuncredunion@genie.co.uk

Stratford on Avon Credit Union Limited
Studley Village Hall, High Street, Studley,
B80 7HJ
Tel: 01527 520136
Email: studleycu@abcul.org








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